Fun with numbers?

My pay situation is not working out. My limited company needs to send my p45 to Inland Revenue. You need a p45 from every employer that you leave. It usually takes a month to process by your last employer. I had mine rushed because they actually still liked me and it only took 3 weeks or so. I got my p45 to my Limited Company on Oct 5. It takes about a week for the limited company to process. Next, they send it to Inland Revenue and then it takes a minimum of 28 days to process and then my tax rate may be reassessed. At the moment, I am being taxed at 'Basic Rate'... 40%. I make 9.73/hr. Therefore, I take home 5.21/hr. That's less than minimum wage. Did I mention I live in London? So I have about 30 days until my tax rate MIGHT be reassessed. I'm going home to cry, now.

I've cut corners everywhere. My weekly income is about £20 less than my weekly expenses [that doesn't include 'fun' money]. There's nothing left to cut. I read today that due to a shortage of prison cells, criminals are being offered £2500 to leave the country. Perhaps if I turn to a life of crime... is that the solution? What does it take, Inland Revenue? If I were making twice as much money, I would BARELY be scraping by.

If a Londoner ever complains to me about all the illegal immigrants here, I will hit them... very hard. Doing it the legal way is designed to make you fail. If you can't do it with a master's degree and a few thousand dollars in your pocket, WHAT THE HELL DOES IT TAKE?!